Privacy Policy

Introduction

CheapRateMortgage.com ("we," "our," or "us") is operated by United Internet Ventures. This Privacy Policy explains how we collect, use, and protect information when you visit our website.

We are committed to protecting your privacy. This website is an informational resource and does not collect personal financial information such as credit scores, income details, or loan applications.

Information We Collect

Analytics Data

We use Google Analytics to understand how visitors use our website. This service may collect:

• Pages visited and time spent on each page
• Referring website or search terms
• General geographic location (country/region level)
• Browser type and device information
• Anonymous usage patterns

This data is aggregated and anonymized. We do not collect personally identifiable information through our analytics.

Cookies

Our website uses cookies to enable analytics functionality. Cookies are small text files stored on your device. You can control cookie settings through your browser preferences. Disabling cookies may affect your experience on our site.

Information We Do Not Collect

We want to be clear about what we do not collect:

• Personal financial information (credit scores, income, debt)
• Social Security numbers or government IDs
• Bank account or credit card information
• Loan applications or mortgage details
• Names, addresses, or contact information (unless you contact us directly)

Third-Party Services

Google Analytics

We use Google Analytics to analyze website traffic. Google's privacy policy can be found at policies.google.com/privacy.

FRED API (Federal Reserve Economic Data)

We retrieve mortgage rate data from the Federal Reserve Bank of St. Louis FRED API. This is a one-way data feed—no user information is shared with this service.

How We Use Information

The limited information we collect is used to:

• Understand how visitors use our website
• Improve our content and user experience
• Identify and fix technical issues
• Analyze traffic patterns and trends

Your Rights

Depending on your location, you may have certain rights regarding your data, including:

• The right to know what data we collect
• The right to request deletion of your data
• The right to opt out of analytics tracking

To exercise these rights or ask questions about our privacy practices, please contact us.

Data Security

We implement reasonable security measures to protect any data collected. However, no method of transmission over the internet is 100% secure. Since we do not collect sensitive personal or financial information, the risk to your privacy is minimal.

Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.