Last updated: December 31, 2025
By accessing or using CheapRateMortgage.com ("the Website"), operated by United Internet Ventures ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.
CheapRateMortgage.com provides mortgage rate information, educational content, and mortgage calculation tools for informational purposes only.
We are not a mortgage broker, lender, bank, or financial institution. We do not offer mortgages, process loan applications, or provide personalized financial advice.
The mortgage rate data and other information provided on this Website is for general informational and educational purposes only. This information:
Always consult with qualified mortgage professionals, financial advisors, and/or attorneys before making financial decisions.
We strive to provide accurate and up-to-date information. Our mortgage rate data is sourced from the Federal Reserve Economic Data (FRED) database, specifically the Freddie Mac Primary Mortgage Market Survey.
However, we make no warranties or representations regarding the accuracy, completeness, timeliness, or reliability of any information on this Website. Rates are weekly national averages and are subject to change. Your actual rate may vary significantly based on individual circumstances.
The content, design, graphics, and other materials on this Website are owned by or licensed to United Internet Ventures and are protected by copyright and other intellectual property laws.
You may view and print content from this Website for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.
This Website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.
To the fullest extent permitted by law, United Internet Ventures and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
This limitation applies regardless of the legal theory on which the claim is based, including negligence.
This Website is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
You agree to indemnify and hold harmless United Internet Ventures and its affiliates, officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of this Website or violation of these Terms of Service.
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Website after changes are posted constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflicts of law principles.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have questions about these Terms of Service, please contact United Internet Ventures.